These require a minimum of $300-$335k cash to cover the downpayment, closing costs, and having a healthy budget for professional design/amenities.Tier 2 range in price but most fall between $530k-$650k.  

They seem to cover all sorts of topics, beyond investing, and certainly talk about real estate investing within the forums/courses, etc.  

At that time the lender gave you a fixed loan for a certain period of time with so much down and a certain amortization schedule.The debt service coverage ratio example.At DSCR of 1.25 means for every dollar of mortgage payment the NOI can cover 125%Your current lender back in the day might have done say for example a 1.10 DSCR ratio because absolute NNN and investment grade so perceived risk to them was low.

Where will the money come from to cover your mortgage payments AND the needed rehab work?

Flat top roof not tall steeple easy to convert.

Otherwise get a glass or plexiglass cover made for the top because not everyone will use coasters.

There is no insurance that covers an increase in HOA assessments. 

This is because they didn’t budget properly and rent wasn’t high enough to cover actual expenses (repairs and maintenance, cap ex, vacancy and loss, tenant damage and turnovers, etc don’t expect to have any money left over after all of these expenses are accounted for if the rent is less than $1,500/month). 

If you use a property manager, you'll need at least 50 rentals to cover the additional expenses.

So hard money loan in my name, down payment and carrying costs covered by her but we still need to meet to hash out the details.