I am representing a group of investors and we are looking for a major restructure of our lending portfolio.

How do you know what to do, for example, for converting something into a master bedroom, or remove walls in a certain area, or any other type of restructuring or remodeling project where real estate is altered to fit a new purpose or design?

FYI...KCIG is shut down for restructuring right now.

Negotiations took a while due to a private lender backing out on me so we had to restructure the entire purchase and extend the closing date.

However, I do understand that putting these things together are a lot of work and I can see why Mike would want to restructure his activities. 

Even with the current loosening and restructuring of existing mortgages, banks are going to scrutinize transactions to make a profit as well.

My concerns are 2 - the house has a galley kitchen and no way to take out walls to expand or restructure the kitchen (typical for the houses of this age in this area) and it has a shared driveway. 

They help you restructure your finances, build a business plan, present to banks and get you on your way.

Taxpayers or their representatives may apply for a subordination of a federal tax lien if they are refinancing or restructuring their mortgage.

Make sure you account for holding costs, closing costs, and lee-way (in case of unforeseen work that needs to be done).Also, be careful with condos, FHA restructured their requirements for condos and some associations won't meet the requirements (particularly for non-owner occupied properties).