They tell me he's 95 years old so I figure he's not buying another primary residence for himself.

Hey @Shane Roberts, I agree with the others that you should have a different primary heat source than wood.

Not sure, but there may be an exception to that if you are making the home your primary residence - but maybe not even then.

I recently closed a primary residence owner occ residence in Malibu, CA, qualifying using 12 mths bus bank statements for a dispensary owner.Are you trying to purchase the commercial property and dispensary business and inventory?

I understand that might not be a great rental but in Jax I should still be able to make it work with the difference in payment for the new property as primary.

These are double wide homes that would be attached to the permanent foundation (on owned land, not in a park) and that the investor would look to sell right away to people that would occupy the homes as their primary residence. 

Often nicknamed a "Kiddy Condo Loan", it's a great way for parents to get a property for their kids as a primary residence.Regarding the debt-to-income ratio, that is a genuine concern and something you would need to consider. 

On the MLS (whether via an agent or via Realtor/Zillow/Redfin), so that's where you need to be.Scenario 2 - A homebuyer looking for a primary:  This is most common (except maybe in vacation markets). 

A lot of lenders will only let you do it if it’s your primary residence and i’m trying to avoid that.

I bought a primary residence last October that I planned on renting out come this October (next month) and would love some advice from more experienced folks on my next steps, because I came up with a few options.