Are you trying to afford a house much more expensive than your W2s could cover? 

Lenders typically look at the rental income of the property to determine if it covers the loan payments.

There is also parking per unit and impervious cover that could be an issue.

However, every insurance company has no idea what I'm talking about and don't seem to cover this.

A picture is worth a 1000 words and a project we helped someone on in the UP was able to gain support and approval by getting renderings done showing what the finished project would look like.

This will show trends and help you see the bigger picture.

If it's a gray area, we usually cover the service call the first time.

Do searches on questions you might have before posting it to see if it has been covered.

Though the property and surrounding areas look nice in the pictures, the doors and windows has bars which concern me.I am just starting our my RE investment journey and all help is greatly appreciated.

This helps determine if I would be responsible for covering those costs.