So we rent it out via Airbnb with a kitchenette as opposed to a full kitchen.

It's very simple, @Nathan P.To write off business travel, you need to have a legitimate business purpose and matching itinerary, as opposed to a personal trip / vacation.

Many of them prefer the LOC against the equity of the homes as opposed to the commercial notes as it can be more flexible, but I don't believe the terms are as good.FYI, the commercial notes generally have worse terms than single mortgages.

Thanks for the advise, @Shiloh Lundahl I think they are focusing on a full time investment business, which I am not opposed to, but I was thinking more of a 5 - 10 year plan.

However, I'm not opposed to out of state; hometown in Florida and college town in Kentucky.

My specific question for experienced landlords is: Do you ignore or put less weight in medical collections as opposed to other types of collections?

Meabt to add this is out by the airport as opposed to downtown. 

You're more likely to stick with the house if you live there as opposed to it being an investment property.  

You have a tenant not a good tenant.Hobby landlords are generally afraid of tenant turn over and are more interested in not having to actually operating their business as opposed to maximising ROI.  

Why would a landlord, as opposed to any other creditor, consider forgiving debts.