It was a cut and fill slab foundation with insufficient compaction.  

With students we often have mom & dad as guarantors as they have insufficient income or credit history to qualify on their own.In addition to being jointly and severally responsible for the lease, I trust you tell them to coordinate amongst themselves and provide you with a single rent payment each month ...

The seller when they can’t find a buyer and the buyers who are inexperienced investors desperate for a deal and insufficiently educated on how to identify a good deal.

Insufficient rental infrastructure?

High taxes, utilities, vacancy, repairs or cost of capital can make 1.5% insufficient.  

From the ones you drive and identify, eliminate:1) Corporate owned, including bank, investor, LLC, investment trusts2) Recent purchase3) Insufficient equityEvery seller needs a motivation.

Pro because you go in with confirmation of initial value (helpful if you aren’t confident in calculating ARV) but con because it has to be in sufficient condition to appraise (no full rehabs, which can limit upside).

As a result, our credit scores are good (we both have an excellent history of paying our bills on time) but not great (due to a lack of installment accounts and insufficient mortgage information.)

., restaurants - if ppl want to know nutritional data, origin, price, reviews, etc.) or products (i.e., similar to restaurants if you're at a grocery/food place OR for mfr data, reviews, coupons, rebates, price check, etc.)... note that above mentioned uses are typically where you're not in a car or getting a single letter/post card that you're reading (and you have to pull out your phone just to scan the qr code vs. typing in a url or ph# just to call/get more info).

And there is insufficient demand to increase prices and rents at or above the current inflation rate.