My condo is an HOA that is suddenly non-warrantable for conventional financing.

There is a contract that is signed.These are "quick" transactions, within days, that the borrower (Subto student) needs "immediately" to provide a non refundable emd, for a Subto transaction.

Of course, it would need to be non-owner occupied (investment property).   

These loans are not allowed in non-owner occupied scenarios. 

The MLS (pulled from public records) shows it as a 3/1. 

Tell them you agree the $5k is theirs, non-refundable to you.

But most importantly, they do not need to be paid back.Funding Sources:Local Government/MunicipalitiesState GovernmentPrivate FoundationsFederal GovernmentFamily OfficesCorporationsWhen applying for a grant, ensure you have an understanding of the details such as eligibility, your project readiness, the purpose, funding amount, areas of funding, limitations and deadlines for the application.The prime candidates for a grant are 1) those developing a real estate project or physical space, 2) scaled non-profits and 3) certified non-minority owned businesses.Ensure you are able to provide the following documents before applying for the grant:Show site control through documentationA project description or business planConceptual drawings or renderings of the physical spaceProfessionally prepared budgets for the company and projectWhat does the grant application process look like?

Read this article from the FDIC to understand the risks of using a non-bank company.

You can finance the purchase of an investment property in an IRA, but you must use a non-recourse loan, which typically requires a 30-40% down payment.

All REITs are required to show their FFO calculations on their public financial statements.