I understand the mathematical formula.

There is a concept in mathematics called GIGO, or garbage in - garbage out, which says broadly that if your inputs aren't accurate, your results wont be accurate.

So end of the day my friends and clients that are the wealthiest that i know have little to no long term liabilities. my bank likes that just fine.. all equity and all cash and very strong earnings..but those of you in the land lording business its completely different you need a certain amount of leverage to scale.For all those mom and pops that are starting to buy SFRs for long term wealth I like to think you pay those off in 10 to 12 years.. whats 100 or 200 a month going to do for you.. pay down those mortgages with others money and get them paid for.. whether that's the smartest mathematical way to do it I don't know.. but like I said everyone I know with limited debt made it through the crash and or sleeps well.but again I am on the down side of my investing career I am not 30 and gung ho like most of you out thereLastly you young investors have so much going on for yourself more than we did in our age.. you blessed to be doing this and most of you if you can control your spending are going to do just fine and be well off in your golden years..

Mathematically you can't prove a negative and you're saying no one else has or can find these leads - - self delusion imo.Secondly, unsolicited texting is spam just like mass-email campaigns from various other commercial services.Hate'm and block the send ever time so your list becomes less valuable over time.btw:  you get an A for effort, but the technology ran away with your reason.

Logically, you'd get to a point (if you aren't changing your living standards) that you could create a mathematical formula that grows exponentially with the number of homes you have paid off.

Sorry for delayed response: busy but not, unfortunately, in real estate.J.R i think the Denver housing markets direction is the million dollar question that none can categorically answer.I have not made my first investment so i have no help to offer, yet.The saying goes "You will miss 100% of the opportunities you do not take", so i will now get into a hack with a multi-home or duplex, and cross the fingers.If you have rehab skills, it might be prudent to run with deals that make mathematical sense and get out, short and sharp.

Is your BG in mathematics or coding?

Hey @Cody Evans,I am a new investor also from California, also a mathematics teacher, and am investing out of state.

@Delmas Edwards AVM (Automated Valuation Model) is an mathematical model that analyzes properties based on comps.

However, he will shy away from the 150-units deals because he says he is no interest in becoming the next big developer/investor with 100 employees and offices across the country.I bring this point up to highlight that some of us have an intrinsic style of investing and don't see investments the same way regardless of mathematical conclusions.