@Carter CrowleyThis is truly a mathematical question: If the after tax return from re-investing your retained earnings is greater than the debt service rate on your present financing, then reinvest.  

Mathematically, it actually doesn't matter whether the syndicator takes part of the money and put it back in as an investment (as the OP is assuming) or go blow it all in Vegas.  

You seem comparatively young, which gives you a mathematically higher threshold for risk (although your personal threshold/appetite should also be considered).

The theme in your responses seems to show that is more important to you than your selling price/interest rate.Based on solving for the new buyer:Purchase Price: $200kDown Payment: $10kLoan Term: 30 yearsInterest Rate: 6.5% (fully amortized)5-year Balloon: ~$181k (this isn't exact but is in the ballpark)Again, you can't mathematically have *all* of the parameters that you desire so you need to decide which ones to tweak to make you and the potential buyer happy.

The GRM is a mathematical formula, property value divided annual gross scheduled income.Division by zero is a mathematical operation that is not allowed, you will get a "division by zero" error on most calculators.

I've just yet to see anything like it in my area and am curious if it is just unrealistic in the current environment or if people out there are finding opportunities that mathematically make sense and I just need to find the Michael Jordan of real estate agents haha.Thank you again for your help and input!

At most REIAs I’ve attended, many experienced investors try to dissuade new investors from doing cash deals.I understand the mathematical concepts around leverage, and I get that most of the time newcomers can’t jump into real estate investing with all-cash deals.

Here is the mathematical equation:Assets x ROI = Cashflow > Expense BudgetHere are the steps:Determine you annual Expense Budget based on how you want to live.Example: $75K/yearDetermine your Return on Investment based on your Risk Tolerance.Your Risk Tolerance is based on how wiling are you to risk losing it all when it comes to your incoming producing properties to where you would have to go back to work.Use a scale of 1-100, 1 = cash in mattress and 100 = I'm gambling the rent money a the craps table.Take your Risk Tolerance # and divide by 5 to calculate your ROI.Example: Risk Tolerance = 50, ROI = 50/5 = 10%Income Producing Assets = Expense Budget/ROIExample: $75K/10% = $750K in income producing assetsFor real estate, Income Producing Assets = Property Equity, not the market value of the property. 

Others are on the use all your leverage train because mathematically it tends to make sense, but I don’t believe that’s smart when adjusted for risks.

I understand the mathematical formula.