it's possible yes, but the scenarios that would have to happen for that to happen are rare and lengthy. 

Once i have learned which books are good or bad i can pass along that knowledge and so forth.Wow that was lengthy.  

And, no more than 15% of units can be delinquent on paying fees and assessments.See the lengthy B4-2 section of this Fannie webpage:  https://www.fanniemae.com/content/guide/selling/b/...For an idea of all questions you will need answered by the HOA before getting a Fannie or Freddie loan, see this standardized questionnaire that was recently released by Fannie/Freddie. https://www.fanniemae.com/content/guide_form/1076....In review of this data, and by giving a call to the HOA manager, you should be able to figure out if your HOA would allow conventional financing with Fannie/Freddie.In addition, FHA certification of the condo project will increase the property value because there is a larger pool of potential buyers for a flip or down the road.  

Our rates and length is stay have steadily increased over time as we accumulate more reviews.

Well, decided after a separation and lengthy custody battle and child support I could no longer afford to live the life that I/we were building for our family. 

When doing a short sale its a very lengthy process which involves a huge explanation as to why they need to sell, what caused the hardship, etc.

I have read other threads in forums which are lengthy and had much insight into the matter, I am too looking at purchasing my first auction.com home.

It can be lengthy but if you are not comfortable or familiar with negotiating short sales yourself, I know that there are some agents that specialize in short sales or attorneys that will negotiate on your behalf.

The advantage to using a good hard money lender is they can fund your deal very quickly (within 24 hours) and do not require a lengthy process or piles of paper work like a bank would. 

., many people who do act responsibly with their money may not have a high credit score for the following reasons: young adults just starting out, seniors who do not use credit or have reduced their use of credit, newcomers to country whose status may make it difficult for them to establish a lengthy credit history.