All this being said to illustrate buyers can inherit tenants but I knew what I was getting into.

On other deals, I've subordinated my investment (I lose everything before they lose anything) to illustrate my confidence in the project and my abilities.I'm not an attorney, but I do know that when you start sourcing from investors that you don't have a prior relationship with that you can run afoul of the SEC. 

Maybe more than you wanted to know...just an example to illustrate that it depends on your plans and goals.

It illustrates a quick pic of how many years it would take to reach amount invested??

There may be data since June of 2015 which illustrates otherwise.  

(approximate math for illustration only)But let's say the opposite happens, that the house loses 5% per year, and hence you lose 20% per year on your equity.  

You can illustrate uneven tiles with a straight ruler to provide context. 

This article is no "fluff" piece and illustrates some of the marco forces in the market that are building as large lenders chase yield.

I would throw them out all together and build a budget that illustrates what expenses should be if it was properly managed and base my offer on this.  

to whom it may concern, the above post by @joel owens illustrates another point I've made in another thread the importance of getting the mentioning function fixed as I'm sure @joshua dorkin didn't get the message nor did joel from this here post that they were mentioned thus perpetrating an ongoing inter-networking "failure to communicate".