Its a hard explanation on this part of the industry however I have decided to stay away from real estate and continue my path investing in the SMP500.

I would agree it is hard to find beautiful properties that cashflow.  

Yes, one approach is to continue with finding other cash flowing property.Let me suggest some other ideas for you to ponder, especially since you've also mentioned you are looking hard at DST's:What about Opportunity Zone funds? 

It would be hard for me to pass up building a bigger place to take advantage of that creek view.

@Vinny Muli - it is VERY hard but not impossible to get an equity line of credit on a non owner occupied property. 

That is our Bible or road plans for repositioning value plays in good hard working blue Collar areas of Ohio.  

One of the utilities, South West Gas, based in CA, gave me a hard time putting the account into my own name. after several calls, faxing the court-stamped eviction order, verifying my deed through the County, etc,  the operator finally agreed and started to backdate the account change to the beginning of the process!

My neck hurts from shaking my head so hard.

You mentioned that your DTI is over 50% with less 10% down, so that's not an option....that 50% limit isn't necessarily a hard-and-fast rule, so you may still be okay @ less than 20% down (not to mention not all lenders calculate income the same way).

Also, hard money lenders want a scope of work filled out prior to funding the deal so this is a good little hack to get one as well.