Feel free to shoot me a text and we can hop on a call.

Financially free always betas debt free, and taking on more "smart" debt is not only opposite of risky but actually the goal for the most seasonal investors.  

The time back will free up more time to increase your active income, or acquisition of more rentals to get you more cashflow (passively or actively).

It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

Quote from @Michael Overall: Good day, If an investor has 10 rentals and wanted to over time sell them and put the money tax free from a 1031 toward a large purchase is there a process to do that? 

Feel free to message me if you want to chat about it

Most of the large lenders have affiliate programs and will teach you for free to represent them.

I think any seller without much knowledge of being the lender would appreciate the added benefits and hassle free approach using a third party.

Feel free to reach out if you have more questions specific to Indy.Best regards,Keagan

Not sure how old you are, and $200K in a 401K may be a little or a lot based on age, there may be so many implications taking out money from your $401k, especially if you are still working for this company.feel free to reach out for tax advice