So in one season they just did a 30% revenue raise and I doubt it cut back on frequencies.

Claims frequency is often more concerning to an insurer than one large claim.

You see frequency of crimes in the immediate area and then if crimes are more violent or non-violent in nature.

Inspections are your friend here, but you cannot discriminate, so you have to do the same type/frequency of inspections for all your units, regardless of whether they have an animal in them.

The frequency and severity of claims on vacant dwellings are much, much higher than occupied homes.

clips) and 5/8" drywall will give you much quieter wall assembly (somewhere around STC 55 - 60 ... been a while since I've done the math) while also meeting fire code for common walls.If you want to go further for even less neighbour noise in a higher end unit, you can add a second sheet of (5/8) drywall, but instead of an air gap (which would require shimming and create a conduit for lower frequency sounds), use a sound deadening/absorbing filler such as "green glue" between the sheets.

The type of filter you use can also dictate the frequency of filter replacement.

I would increase the frequency of your online postings to CL.  

Feel free to ask about who does the collection and what frequency so you can understand that process and feel at ease.

Not trying to tell you who you should or should not accept, but there can be a big difference in types/severity of crimes, frequency (one time thing vs someone constantly getting arrested), and length of time since they were last arrested.