Some bigger fish like Account Closedhave already prepared for a longer-term low-rate environment by taking advantage of low variable rates for a while now, and has been pocketing the difference.

There is a wealth of great info here on BP.And you're right, our Denver market is pretty nuts right now.

If they say no, then there is a very good chance that they aren't motivated sellers, and instead are "fishing."

They bright side is a house built in 1937 might be very easy to fish the new lines.  

I want to know the nuts and bolts of how to find my own deal, finding financing, making the purchase, rehabbing, flipping, property management, etc. all the way to being an investor/lender.

I thought I had done this already, but I guess not so here I am, introducing myself ;)My name is Brock Halstead and my wife and I founded blue fish property group, Inc in Febrary 2015.

Less time you spend having to come fix stuff down the road the better off you will be in the wallet and also have more time to fish or hit the beach. 

If not, sounds like the owner is just fishing/hoping for a sucker to over pay.  

@Isaac Ramos this is a tough nut to crack.  

Even a blind squirrel finds a nut.