.: Hello, I have been seeing increasing opportunities recently to bid on non performing notes on commercial properties that banks are trying to offload.These notes usually have the following characteristics:The note has reached maturity several months ago.

We got bank financing for the land purchase and contributed (almost) enough cash to complete the improvements.

A lot of jurisdictions are backed up, especially large metro regions.Evictions are very rare, if you use strong screening criteria.

If you’ve ever wondered how to invest in real estate without breaking the bank, this could be the perfect starting point.What is House Hacking?

So, the only way to buy a primary home without providing tax returns is if you are self employed and use a bank statement type loan.

I would keep it in my bank account.

Sometimes if that is an approval verse a bank account showing $500K for example, the agent on the list side may need a little education on what you are looking to do, I always have the lender call the agent in this situation to get them on board to get the listing agent more on board. 

I am interested if anyone has a referral for a bank that will lend (first position) a HELOC on a 4 family property in Columbus, Georgia.

Perhaps a bank statement HELOC would work for me... still figuring that out.Any other creative ways to get money for a rehab? 

And if they all add up to zero, you’ll earn 0.038% on your money  Or you could put the $125k in the bank and earn a government guaranteed $520/mo.