I am interested to see if anyone else has invested in that zip code, and what they think long term values (5-10 years) will look like.

No ductwork was added to this basement which is totally below grade and naturally 15 degrees or more cooler in the summer.At a third house which was 2 story with boiler in the basement adding ductwork to the first floor was easy in the unfinished basement, and running ducts to the second floor was not all that difficult. 

I have met a few folks recently who are active in that market and I am planning on following up and seeing what their experience has been.

If you don’t fully understand this you’ve got more education necessary before becoming an investor.4.

@Cody CaswellThanks for this info Cody.

Have you checked VRBO and AirBNB in the area to see how others are doing?

Sara,I see this a lot and I always ask if you know you are going to refinance in the long run to consolidate the Heloc why not just do a Cash out refinance instead. 

This would allow you to indefinitely defer all of the tax if you sold, and use the tax you would have had to pay, to purchase something nicer in an area with a greater growth potential.   

I didn’t see what state you moved to?

Let's re-visit this post next year and see.