I have the gray hairs to prove it 😂.

I just viewed what looked to be a beautiful 3 unit in the photos a few days ago, but when I got there it was apparent the building had a natural gas smell in the basement, plus the owner pays all heat for the building since there is only one furnace.

It's the nature of the beast.

Analysis paralysis, natural aversion to risk, but want to break myself of that cage.I also try to always do everything on my own, no mentors, help, partners, etc, so that has also held me back. 

You can have a natural person or LLC as the beneficiary - the choice between the two is one of tax liability as they are pass through entities; not civil liability.

@Nixon Corpuz 401k plans are by their nature participant directed.

We are just so pissed with these girls that they are taking advantage of our nature and this one thing we missed.

But it does sound like they aren't taking natural wear and tear into account and are possibly going way overboard. 

But could you lose it all if something like a natural gas explosion killed a family of 5?

Spouse, father, biotechnology engineer (by degree), water engineer (by experience), specializes in natural health, loves the world of personal development, and the world of real estate.- what am I doing here?