And you get some decent appreciation as well, unlike the midwest where appreciation is minimal. 

It's called investing, which implies risk.

Co-living, on the other hand, mitigates this risk by creating multiple income streams.

I don't understand borrowing money to borrow money.Especially in this environment, why take that risk?

This happens all the time, usually with heirs, but it can be squatters as well.

A growing number of homeowners nationwide are being dropped by insurance companies as firms and regulators struggle to deal with the unpredictable and costly risks of climate disasters.Nonrenewal notices surged by nearly 30 percent from 2018 to 2022 to more than 620,000 a year, according to a Treasury report released Thursday that examined 246 million policies nationwide.

You buy investments and everything goes well, so you sit back on your laurels thinking this is a pretty easy gig.

Sounds worth it for the programs to use for my own deals but not sure if it works as well as it says.

Do you know the other markets well? 

I’m ideally looking to buy that first property in San Diego.ThanksSounds like you're well positioned.