Plus “foreclosure defense” which was created out of necessity in the last crash is very useful defense in a judicial state to delay delay delay then get a low interest rate modification.

Finally, **transparency and trust** are vital; a lender who is upfront about all costs and willing to work through challenges builds long-term relationships with investors.

It's important to get the owners' written consent for any changes to fees or services.Another option is to include a notice of contract modification clause, if allowed by your current agreement, which may let you amend the contract with written notice.

Having a reliable team of subcontractors that you trust to deliver high-quality work within your timeline is vital when you begin your building projects.If construction is a new area for you, I highly recommend finding a mentor in your region.

Each piece has a vital role to play.

To answer your other questions, you would be able to charge more for the additional space, but I would think that would be negotiated when you make the modification allowing them to convert the drive through space. 

You have enough money to furnish a property *fully*, and (this is vital) you have enough money to hold in reserves if/when things don't go perfectly, but you don't have enough to put down a 20-25% down payment to own.

@Cory Vitale @Max Emory Thank you both for your detailed replies and all the great advice! 

One distinction that has not been brought up, a legitimate service animal is there to provide some vital service for it's handler therefore is never left home alone while everyone goes out shopping, dinner or sight seeing.  

Are there any modifications to the written lease?