No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

@Shayan Sameer If you can service all debt and property expenses and have money left over then I'd say it's worth it.

Nearly fourteen years later I would say it was well worth it.

Which size of home is typically perform best on a cost benefit analysis?

What's it worth? 

Refrigerators aren’t typically expected in Texas single-family rentals, and it may be the same in Georgia.For other appliances, buying new is usually the better choice.

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

It’s worth reaching out to your local tax office to explore options.

Quote from @Conte Cuttino: Makes sense @Andrew Freed so say if we I can make it additional legal space, do you think the 107K left in the property for the return is worth it or should I sale and move on? 

In general in single family zoned areas, JADU typically subtract value (I suspect largely due to the OO requirement).