If your looking to invest and learn about notes PPR may not be the right place as they are true mailbox $ and as passive as it gets (which is nice as well).

@Jared W SmithThe words trust but verify ring very true with those stories.

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

.* Additional Charges: Jenny requested that I deposit on her checking account an additional $20-25k for her to purchase furniture, which I refused because I thought it was very strange, opting to give my card # instead.* Work Quality: Jenny never showed up to the house, she sent 2 people instead, she never mentioned she would not show up herself, she never asked for approval to send two others instead, they did not complete the job, and there were multiple unauthorized charges on my card.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.

Credit Karma has a fantastic "score simulator" tool that you can use to project credit score changes (paying off balances, opening a new card, using an old card that has not been used in some time, just paying your bills on time for 6 or 12 months).

I try to find their true reason for selling early on.

don't know if this is still true, but at one time foreigners could not outright purchase property in Mexico within 100 miles of the coast. 

You may just stumble into seller financing if play your cards right.

Short and sweet here: There are no true DSCR HELOCs.

But I do see many groups just now learning the true nature of social media.