Both markets have a lot of activity and seem to offer great potential.

Either way, I get that this is a contrary viewpoint, so I didn't come here to debate, only to present the concept and to offer my services if it was appealing to post creator.

When I started I spoke to a lot of people & got help so I am trying to offer the same.

.- You don't need to offer the full asking price as earnest money, but a large deposit definitely helps woo the seller into believing your offer is serious.

I’m a CPA and my have no preference, but only recently signed up to Xero just to have that ability to offer to a client.

My pleasure @Scott Rankin, looking forward to bringing everyone together to speak about some of the challenges that @Mark Miles brought up along with all the terrific benefits of investing in smaller markets has to offer. 

We would prefer medium term so that we can still use the property and also would love to offer our place to those who are temporarily displaced due to the storm.We also are considering a switch to LTR, we already have one of those and know what to expect with that. 

If they are not licensed, they cannot originate Conventional loans and are only able to offer commercial loans. 

And one more question I've worked with 3 REA thus far but so far none of them communicate timely (it usually take 2-3 days to get a response even when I'm letting them know I want to offer on a property) is this common?

I identified a nice cabin in a nice area that I was going to offer $500k to STR it.