“ cash flow returns” almost always compare horribly to a simple bank CD after you deduct for insurance, prop taxes< vacancy, capex, prop management (or your personal time.) etc etc etc. 

Making INFORMED decisions. 

We locked the property up for $240k knowing full well that we were in for a lengthy eviction process.Massachusetts is one of the most tenant-friendly states, meaning that evictions take time—sometimes a lot of time.

Your input and experience with a great Property Manager would be greatly appreciated.10.

Your plan to house hack a multifamily property in Indianapolis is a great strategy to start building equity and learning the ropes with manageable risk.

Both offer unique advantages, but understanding the trade-offs is crucial for making the right decision.

If you choose to go with a first time home buyer program, you would need to identify all the terms and advantage of that as MANY are available.

It took up a lot of logistical time too.

It cash flows without the utilities split but I am planning to hold onto for a long time so splitting the utilities seems to make sense.

Yes first-time buyer DSCR is actually fairly common, especially here in Southern MI.