If the property is still primarily for personal use, it could be deemed a personal transaction, making it difficult to justify the associated deductions.

Disclaimer: I am a licensed real estate broker associate in Florida, not a financial advisor, lender, or attorney.

If this effort gains traction, it could fundamentally reshape the U.S. mortgage market, impacting financing options for real estate investors nationwide.The Role of Fannie Mae and Freddie Mac in Housing FinanceFannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) are government-sponsored enterprises (GSEs) that purchase mortgages from banks and lenders, package them into mortgage-backed securities (MBS), and sell them to investors.

A great way to start is by attending RE events and joining a local investors association.

Possibly; but there's nothing out there from recent years associating it with any actual increased risk. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Why don't you join a local landlord association?

Disclosure: I am associated with this group.

I would also mention that once you have invested in Utah, I recommend the Utah Rental Housing Association as a resource.

The turnkey company then manages the property and gets paid the management fee and all the extra fees associated with the management such as turn overs and lease ups, repairs, and sometimes sales costs.