She will never replenish the deposit if you allow her to use it.FYI, I'd have a lawyer on tap ready to process the eviction.

@Katie Camargo I would consider: HELOC or Cash-Out Refinance:Post-closing, the higher appraisal gives you the potential to tap into the equity via a HELOC (Home Equity Line of Credit) or a cash-out refinance.

Starting small and scaling up is a tried-and-true path, and this community is filled with people who’ve walked that road and are eager to share their experiences.Feel free to ask questions, share your wins (and challenges), and tap into the collective knowledge here.

Smart comment made on "not tapping into 401k."

But again, I say if you can tap into the traveling nurse network that's the $-machine.

I don’t know which way to tap into equity and where to invest in .Quote from @Samuel Diouf: I love house hacking because you can get into the higher priced areas and leverage your money very effectively. 

Quote from @Kyle Deboer: Being a beginner, the only markets that I am really tapped into at the moment are all extremely mainstream (zillow, realtor, etc.) and I see everyone saying I should learn to tap into underground markets but I can't seem to find anyone explaining how...

Looking into different mortgage options, including FHA or conventional loans, and weigh the pros and cons of tapping into your 401kYou’re on a great track, looking forward to hearing more about your journey!

I wish we could tap into equity as easy as that. let me know if I can help in any way but probably not to answer your question. if you can split the lot and sell half that might be an idea to recapitalize. that's the the only way 

The fire hydrants don't work, the "water lady" who gets paid $750,000 a year to turn the tap on didn't do that, and on and on and on.