This will be huge for house hackers out there. 95%LTV on 2-4 unit properties. Set to release on Nov 18th. Keep an eye on this.

In the northern tiers it still seems to be a hot market, so if you can find the right deal where all the numbers line up, go for it. 

If the market temperature is “VERY HOT” then you have found a good city to start wholesaling in.

Because when a hot deal comes up and you need to close fast, that relationship can be the difference in scoring the deal. 

This could depress rental rates which have fallen y/y by 9% in Austin and other formerly Hot Cities already.

You're picking a great time to start investing, the area is becoming a hot spot for investors. 

Although, I have not bought anything recently since the market has gotten too high/hot. 

But, these broad market studies are so large, they are almost meaningless, in the real world.Between glut of new supply in many "hot" markets coming online, a continually softening economic outlook, inflation over last couple years making day to day items feel cost prohibitive, many average renters are strapped and seeking lower cost housing.  

Option 2: Electrician recommended mini splits - said 2 units should do the trick and would cost around $6-$7k.Heating system 2 is forced hot air oil furnace specifically for the 3rd unit.

With all of the "hot" market sales and the changes between selling agents/buying agents agreements what are you recommending for a listing agreement length of time anda buyer agreement length of timeI think many agreements have a clause binding a client to the agreement for "specifically shown properties" for an additional period of time after it expires.Is that common?