The discount on the full hurts!

You have to know your state landlord-tenant laws; they are on the internet:"In New Jersey, a landlord may need to give a 30-day notice to pay rent before eviction if the tenant has a history of late payments and the landlord accepts them.

On insurance side of things, there is a lot of variables.

In my home market of Florida, our insurance rates have made it much harder to have positive cash flow on a CRE deal.

You can click on the magnifying glass in the upper corner I will repeat as I do every time.

Quote from @Zach Howard: Quote from @Jonathan Greene: If you are looking at properties in the US only on Zillow, and not seeing them in person (I know you are in Hong Kong), this is just an effort in futility because you can't underwrite single-family or small multifamily deals only online.

Congrats on getting started with the STR business. 

I've had this line in my profile for like 5 years.

Quote from @Jeffrey Hill: There are a couple of challenges with financing the difference. 1) The current servicer has to approve it. 2) Finding a lender to do a 2nd mortgage at 100% CLTV is almost impossible.

Our DSCR product is very STR friendly and heavily lean on AirDNA data vs appraisal.