If the property is not cash flowing and is due to your mortgage carry, it will most likely require a cash buyer to work (or close to it). 

I had a chat with them on the phone as i was curious about the funding.. but came to the conclusion that the down payment ( the client made to buy) was probably what they paid for the property and the seller carry back note was the profit.. and then the seller carry back note is sold to yet another investor.. who is investing for coupon money.   

Factor in carrying costs (utilities, taxes, insurance).2.

Like Thomas mentioned, leveraging your personal residence carries higher risk.

If you are just carrying it, why keep it if you know you made a bad deal? 

Then compare that to what you’d net by listing it as-is—factoring in the time you save and the carrying costs you avoid by not renovating.It might seem straightforward, but once you dive into the numbers, the difference between renovating versus selling as-is can be surprising.

Real estate investing carries risk, but this is a calculated move.

I am currently carrying hazard insurance.

It's a riskier loan given you do not carry a social security, no US credit & no experience.Due to increased risk comes mitigation (Lower LTV & Higher Rates)

I would just take into account that a lower down payment will mean a higher monthly payment so be sure to run the numbers conservatively in order to ensure your STR revenue is able to carry your monthly payment with this higher mortgage cost.