But as Dominic mentioned this will be full doc Move your liquidity to that bank as deposits are critical to these types of lenders..

But you reached or are near critical mass.  

Quote from @Harrison Jones: Thank you for the great question—it’s a critical point to address.

Beyond the foundational advice others have shared, there are a few critical areas to focus on.

It may be due to the lengthy pool permitting and construction process. 2025 will be a critical year.

Here are my key takeaways:Tenant Screening Matters: The challenges I faced with the garden unit tenants reinforced how critical it is to have a thorough screening process and not stray from your requirements.

Additionally, Chase Ink Business Preferred offers competitive travel rewards and may pair well with their banking services.Bundled Solutions: If keeping everything under one roof is critical, you might explore Silicon Valley Bank or First Republic Bank, depending on your location.

Essentially, it was one account with the bank tracking individual tenant details on your behalf.That said, it’s critical to ensure your financial records remain accurate by reconciling the account on a monthly basis.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

There are markets that have built in "gotchas" like the rising cost of insurance in coastal FL, regulations in much of the west coast states and property taxes in Texas; however, the deal itself is the most critical factor.