Some, like ours, focus on offering optional services such as renters insurance or washer/dryer rentals without requiring tenants to opt into a full package.When choosing a property manager, I recommend asking about the structure and purpose of any fees.

@James Tobin  yes FHA will be a very low downpayment option for you.

While I have a fantastic rate, the co-owner's giving me the option to refinance or he'll force a sale.

At least you have the option of saying yes or no before it is sold. 

Best option would be to separately meter the property 2.

I suppose something more turn-key could be a good option, but haven't come across many viable options there yet.Anyways, we still have a lot more to learn and still need to familiarize ourselves with the area/market, but just wanted to pop in to say hi! 

Quote from @Helena Goyvaerts: Quote from @River Sava: Hi Helena - This can be nuanced, but for DSCR loans there are a few options for you. 

Some will be ok in 2nd position and some will not and force you to refinance out the first - but those are options that are probably cheaper than credit cards 

Correct, the idea would be to owner-occupy one of the units (I’m looking at 2-4 unit options).

I’ve worked with a few tools for property intel, and while no service is 100% accurate, some options have stood out for specific use cases:BatchLeads: They offer a solid skip-tracing tool with good accuracy and detailed reports.