For example if someone has owned a house for 5 years, but did NOT refinance in 2020/2021, they left thousands of dollars per year on the kitchen table, which most people will not voluntarily do if they have another choice.

I met a realtor/banker who was making DOT/Note loans for pot farms at 50% LTV, 12% interest and a balloon in 2 or 3 years.

@Bonnie LowYou threw at least four separate (albeit related) issues into one pot, which makes decision making very confusing.1.

It is important that said agreement is entered voluntarily and freely by both parties.

See if you can get hold of realtors like her and I am syre in a  few weeks you will find pot of goldhttps://www.biggerpockets.com/users/carolyny5

Basically, 25% down plus 6 months in reserves and then another pot of money so you don't toss all of your savings into a new investment.If you are planning on house hacking, you can cut the downpayment percentage way down.

It's that "shady-as-hell" crowd that are really stirring the pot and packing the bomb that's gonna blow back on everyone when it all blows. 

Not a pot to piss in during the worst of them, but my father desperately trying to be a SERIOUS person, a SERIOUS businessman, someone to be taken SERIOUSLY.

Usually just a large potted plant, a standing lamp, maybe an ottoman and a large area rug.

If you know the market and if its desirable area that is like finding a pot of gold.