We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

That being said, rental rates are remaining fairly strong, and with such an equitable position in your property, your cash flow should remain a positive net to you. 

Although I’m guessing most people in this position would use Wordpress or something more customizable.

HOWEVER, you can still find deals that hit the 1% rule and positive cash flow.

Yea they would keep that in place and you'd get a second position mortgage for the rest at, well, higher than todays rates.

So the one's on the sidelines that did not get involved, and or are not coming from a position of strength--- now no longer can invest. 

That may have a positive effect for you.

Cleveland and Dayton can be great markets for high cash flow and low purchase prices, but you need to be careful when navigating the neighborhoods so you're not buying in a D/F class area where no property managers will manage and where you'll never see any positive cash flow.

Hopefully in a positive and helpful manner rather than judging and criticizing like some, which thankfully is pretty rare. 

They get a higher return since they are covering housing cost, have the $250k per spouse primary residence deduction in gains, is a savings account, higher leverage position, lower interest rate possible, will pay more premium for location, etc.House might be overpriced for REITs but not for home owners.