.- If they own a bunch of homes and are lending from their HELOC...they don't want to be called on a bunch of those if price values plummet- If they borrow from another lender at a lower rate (even the 0% fed rate) with collateral tied to other assets...say the stock market...that's taken a hit, so they can borrow less. - If they have actual private lenders...which they claim they all do, but you'd be surprised how many don't...their private lenders may be going to cash and pulling their moneyYes, they need to lend money to stay in business...but if they themselves are getting squeezed, it'll come back to us investors 

We are getting concerned about how the Corona Virus will impact the market and if values will plummet. 

Will property values plummet due to COVID-19?

They have plummeted.

You limit your downside risk because even if the value plummets, all you owe is monthly (or quarterly or yearly) rent. 

Prices could also plummet in a few months when many are still not back at work and we have more fully realized the full effect this event has had on our nation's GDP.

That makes sales plummet when newness factor wears off and the operator can't figure out with a new shiny building and design that the sales aren't there.Medical I have lots of doctor clients.

The mortgage market is pretty out of whack right now and last time that happened we saw values plummet.

Even if there was a fear of being underwater in this property and somehow the value plummeted from $415K to $300K we both agreed that we're in this for the long haul and don't intend/need to sell soon. 

If the value plummets.