Ryan's concern with the seasoning period before being able to cash out refi is a definite snag point.

do they have any concerns?

All of the partners I've onboarded over decades start out great, only a small number will go the distance.

Is there a point of contact person/business that handles all home investor concerns (general contractor, engineer, etc.)

That's just life.We had a situation where one tenant had been living at our property for years with several other tenants below them over that time period. 

In fact one of the themes of my posts is dissuading investors from over spending on entities and asset protection.

– Considering Class A properties with established tenants• Less focus on appreciation – Prioritizing income stability over potential future gains Current Opportunity: I’m evaluating a retail property in downtown Portland with:• >80% occupancy, most tenants in place for 10+ years• Decent cap rate (6-7%), NNN lease• Well-maintained, high-quality building, with existing HOA which will take care of maintenance. 

Question: Should I collateralize the loan (if using private or hard money), or rely on roll-over loans (to maximize the lower points and 3-4% rate)?

My first booking is for 4 nights over the 4th of July weekend - yaay!

That being said, liability is often the biggest concern with short-term rentals, and the underwriters have agreed to offer a general liability only policy." maybe dodged a bullet.