Every home and neighborhood is unique and buyers have a lot to think about!  Research shows that the more experienced home buyers have a longer and generally more specific list of demands than first-time home buyers.
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And then your REI income matches your W2 income the first time etcTo your question: equity is the name of the game.

This is sales and marketing.. no one leads with Nope we have not paid as agreed..

Oh yes and selling to yourself does not count as selling, even if you match highest bidder.

And not to mention no stock matches the dividend rate one can get in real estate with such low risk/volatility. 20yrs ownership, oh-yeah, cash-flow on renting it would be HUGE now so it's easily comparable to a 20%+ monthly dividend, if not more.

I will also add that many independent travelers that do room rentals enjoy having their own fridge.To keep things kosher in shared spaces, my friend who runs PadSplit says every room comes with one colors or plates cups etc to ensure that guests are accountable for their own dishes.

We've ingored "the 70% rule" from day one (over 15 years now).

That is one of the several offers that I make to them.

Given your stated position of things, assumptions of skills and network, I'd say your best path is a totally different one. 

I am profitable right now (cash flowing between $1200 and $2500 per month depending on the season), but don't have any desire to raise my monthly payment with a cash-out refi (nor am I likely to match my current rate).