You will not get full honest reviews publically on any program. 

This practice also frees up more money for lenders to use to fund additional mortgages.In "non-conforming loan" world, anything goes.

When I attempted to add my 11th rental, they denied my application and non-renewed my umbrella policy.

If classic non renovated units - only comp to non-Reno’s.

@Matt Smith the reality is that Chicago is full of "non-conforming" units.

Since you are in a non CM state, You are EACH considered a member. 

With ongoing improvements to public services, transportation, and commercial developments, Detroit is positioning itself as a thriving urban hub—making it a prime location for real estate investment! 

They changed the zoning map to make every side street RS-3 so these developers are just taking 2-4 units in non-conforming status and by right making it a SFH. 

Your best bet is a property on water and sewer in a non HOA community and either convert the garage to an ADU or Build a separate ADU .

.- Short-Term Rentals in Non-Traditional Markets: Secondary markets like Florence, Alabama, are ideal for short-term rentals.