What do you mean by "traditional 6-month financing route"?

But be wary, there are expensive accountants out there that try to overly charge clients due to their knowledge.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

Hiring someone to do the work will likely cost too much (I would charge a small fortune, it's an incredible amount of work) and doing things as cheaply as possible will bite you in the *** later when you start having issues with your own shoddy work and/or materials.

They close hundreds of loans a month and charge you for any hold up on their end.

I forgot to mention another sales tactic is to tell people at the three day class you can charge your investors the 40k tuition.

As it relates to lease end dates I've seen two things work here. 1) You can stagger end dates as mentioned above or 2) you can optimize for summer - this works better for us in areas where you see students or families with school age children moving to align with the summmer months.Separately, this is a great argument against month-to-month leases.  

If they are taking the risk of borrowing they would want to charge you a premium for the risk they are taking. 

For the next billing cycle they increased my charges by $500 and did not notify me of the upcoming charge.

That amount is baked into the rent you charge.