Collect properties instead of money.

I knew there were some HML lenders that did OO, but OP credit score “isn’t great” (which likely means it’s poor) and “technically don’t make much money” (which likely means he has little income).i think it is long shot any HML that does OO will take on this risk for what they can legally charge for OO loan.  

I don't think the typical sub-to deal would lead to equity skimming because they are likely close to foreclosure and there isn't enough time to rent the unit back out and make money allowing the unit to go to foreclosure.

@Scott Johnson we typically don't delete forum posts, and I don't see a reason to make an exception here. 

You can make an LLC and transfer it over.

Some may have very small thresholds for repair holdbacks on purchases but this is typically limited to make ready items not to exceed $2,500 in costs to cure.

How many properties make up that $900k in equity?

Also, make sure that they have money in their accounts in case things don't go as planned.

We will see.Good news....they haven't asked us for any more money....yet. 

I took out a mortgage on the property in November to help make repairs and rent it out.