I used to have the issue to so I removed the flooring again and make it flat and layer at the top again.

Just be aware that this adds another layer of complexity, and you’ll want to check with both your lender and a real estate attorney to make sure everything is set up correctly.When it comes to terms, owner financing gives you a lot of flexibility:Interest rate: You want something attractive to the buyer but that compensates you for the risk of holding that second lien.Repayment schedule: You can choose a traditional 15- or 30-year schedule, or go with something shorter if you want to be paid off sooner.Balloon payment: Many owner-financed deals include a balloon payment, meaning the buyer pays off the remaining balance after a set period (usually 5-10 years).

If you trust your contractor and can stay on top of the project, you might not need a property manager my understanding is the property manager is playing the contractor's role for some smaller projects, not another layer on top of the contractor. 

Retail guys get benefits, have offices paid for, have departments they pay for that they don't use, have layers of management than earn on their production.Brokers get access to wholesale channels.

It seems like another layer of things to keep up with, and I can't figure out what the benefit would be.

Boom, you are now a real estate investor.Oh and definitely build a corporate web of at least 5 layers of shell companies before you even begin thinking about buying a property.  

🎉This deal came with several benefits that we believe set it apart from traditional syndications:1.Low Leverage & Investor Protection: We’ve committed to a low-leverage strategy to protect our investors, which we believe adds an extra layer of security in today’s market.

Chattanooga is a small enough market that you might just be able to stay in the know with "Chattanooga" as your keyword, but you might consider also layering in some nuance for "single family" or "small multifamily".

One more layer?

This structure also provides an added layer of protection for your personal assets in case something happens with the property or other business liabilities.Estate Planning: By having the property under your LLC, it can simplify the process for your heirs and ensure that your real estate assets are managed in line with your wishes.