My view was that with 8 units it wasn't necessary or didn't justify a cost, but I don't know what I don't know here.

I would work with the lender and put together a well thought out Reconsideration of Value (ROV) with better comps and detailed reasoning to justify the higher ARV.There are lenders that don't do appraisals for hard money loans so you could try that in the future to avoid these situations. 

Melissa, not trying to hijack the post, but I am curious about cross collateral, as I own a 5 unit with a lot of equity and would like to buy using same bank, using the equity as a form of down payment and the new property income to justify a higher tha 75% loan. 

If it’s a young person, how much Networth would you think would justify doing a prenup? 

Do you have any of these that can justify the price so prospective tenants can see that the net cost is equal? 

What is uniquely complicated about our real estate transactions to justify the higher commissions?

This implies that one of the “clients” paying Norada Capital Management a high enough interest rate to justify the returns promised to investors is Mr.

However, consider whether the upgrades will help attract higher-paying tenants or reduce vacancy rates, which might justify doing the work beforehand.

It's those types of deals where I would argue that higher-cost education might be justified, as it would be cheaper to spend money on the education than to screw up even a single deal.

Only "A" markets where 10 x 20's rent for $130 or higher will be able to justify the increased building costs.