Then think about writing off your cellphone, your internet, you car, your home office, your tax prep, etc etc etc.  

Internet search ADU lot split “San Jose”Here is one search result that is what i am suggesting: https://www.reddit.com/r/SanJose/comments/1e7lhkv/san_jose_b...Good luck

I would check the internet for articles about any lender you are considering.

You will need to find partners, you will need to travel to where you wish to invest, you will need to understand the ins and outs of the business by being actively involved and treating it like a business and not some super passive investment.If you don't want to do that work I suggest you just put that 200k into some sort of diversified mutual fund that can make you 10+% on your money without any of the work of real estate.At the end of the day this is just my advice and I'm only a stranger on the internet.

1) As an agent put 3 more under contract this month for going into 20252) Cut internet and car insurance bill down3) Start prepping for tax time, organize expenses yay lol

Oh look, you get to deduct your cell phone, your internet, your tax prep, all kinds of other things regular people don’t. 

Either way, I get that this is a contrary viewpoint, so I didn't come here to debate, only to present the concept and to offer my services if it was appealing to post creator.

Whether your statements are true or false, whether we have evidence to support or deny a claim, it will never be something blasted on the internet.

Please educate yourself, and not just from an internet forum. 

Narrow your focus, stop buying properties, and figure out what you actually know really well rather than letting FOMO, spreadsheet calculations on faulty pro formas, and advice of strangers on the internet influence your investment decisions.