I have never missed a payment but Kiavi will not negotiate their terms and insist on foreclosure and they just informed me they are moving forward with the foreclosure. 

I wanted 15k down and 30yr @ 10%, but he insisted on 5k down and 15yr @ 0%. 5k is nearly half my cost basis which includes the adjacent property so I pushed the term to 20yr.

Some inspectors and contractors insist that drilling is required and charge between $4K - $8K to inspect one 200 sq ft balcony.

Your lending attorney will know.Last, even though you seem to have enough to make a relatively safe 1st position loan, if you insist on making a 2nd (???)

I kept insisting on refund, and they kept gaslighting me saying I'm just "confused" about the deal... they've explained it to me like 5 times.

He insists that he does not want to and is not going to live there now and went to the courts today and got a protective order against her.   

If I was a renter and the landlord was didn’t know what they were doing and priced the rent 30% too low do you think I would insist on them raising the rent?

Their talk was good but when I insisted on being put into contact with someone that had completed the program they went dark on me.

But a couple times a year, there is a contractor that the homeowner just insists on using, against our advice. 

I used to work with great Realtors who would show up on appraisal day and greet the Appraiser with a folder full of comps that were very flattering, plus paperwork describing in glowing detail all of the improvements to the house and their value.I would insist on a new appraisal, and either have your Realtor do the above, or do it yourself.