Other than unpredictable HOA fees, your unit will be in direct competition with tens of 1000's of hotel rooms.

I'm operating from a distance and in person meetings with prospective tenants won't be possible.I'm not sure that "age of social media profile" would indirectly fall under a protected class (such as age)?

@Shawn ChervinskisThere can be no direct or indirect benefit between you and the plan, and the fact that you would occupy a unit of the duplex is a 100% deal-killer for an IRA or 401k.You could use a Solo 401k to purchase a property held entirely by the 401k, and to which all expenses and income are attributed to the plan.A 401k (or IRA) can use non-recourse financing, but typically non-recourse lenders will want to see more like 35-40% down and a minimum of 10% cash in the plan for reserves.

Having said that , like @Sam Shueh mentioned indirectly, if I purchase primary and maybe second home at Cupertino,CA , purchased it with 20% down, also don't use the PM, the profit is way way exceeding stock index and gold.But if I purchased one rental let say in Mildwest city like "Toledo,OH", as rental, now with 30% down, using PM as passive investor, then investing in stock/gold is way better. 

(Meanwhile I come to realization that the best use for real estate actualy comes from appreciation and use of leverage PLUS we can live in the property when needed (eg: vacation,second home)The total return (in direct RE) is created from real estate appreciation using leverage so by paying off a property we are actually losing money compare if we buy in mortgage (this is especially true if rate of return of appreciation is higher than mortgage rate).in other word, buying real estate with cash is actually fake or money losing game.

In Real estate, it's 90 percent predictable.In appreciation city:So you need to buy place where it appreciates a lot , DSCR > 1.0 + use 15YFRM is recommended or 30YFRMIn cash flow cityYou could buy anything with higher cash flow and use 30/40YFRM (don't use 15YFRM here)  This is my own calculation how much I make from 500k house in CA compare to $100k cashflow MF in Wisconsin:net cash flow + appreciation for CA: ($200*12)+($5000*12)= $62,000net cash flow + appreciation for WI: ($700*12)+($1666*12)= $28,400This is indirectly how the cap rate works, I don't count the equity building like you said because the LTV is predictable and would be the same regardless the location of property.This is why also when you have two set of very different problem, you arrive with two set of different solution.Do not use Cash flow strategy IN appreciation city.Do not use Apreciation strategy in Cash flow city.

Again, the team will tell me if a mosquito farted so in a way you are corresponding with your un-beloved Engelo indirectly for many moving parts of the total operation.Engelo # 646 899 0375Unfortunately, you turned this into a S#@% burger and still aren't taking the responsibility.

They do not like being indirectly linked to an IRA they do not control. 

Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,

If you can get the carpets in direct sunlight, and under industrial-strength drying fans (more on that below), you may be able to get them dry.