We use all these fancy numbers and metrics to say whats a good or bad market but end of day, all that jazz is just our way of trying to put "where people want to live" into math.

I have also done the math and my account over the next 20 years will grow larger assuming a flat 7% return by taking loans then not. 

Simple math, right?

The hearing still took 30 minutes and he wanted to really concentrate on the accidental water charge, that we refunded and wanted to go into the math discrepancies, which amounted to about 40 dollars.  

When you do the math you actually loose if you finance.

I’m currently selling my main house and wanted to house hack but the only multi family properties coming on the market are like $1.2 million for a duplex and it just doesn’t math :/ Home prices here have always seemed to be higher than most areas. 

Of ourse there is a cult following for some of these programs who swear by it, but again, its simple math and show the numbers. 

Perhaps he runs negative cash flow while repaying the purchase loan or there is something I missed so my math didn't add up properly.  

The discipline to run on a budget for a number of years or decades depending on your math, doesn't factor in emergencies or market changes where the HELOC could be used to invest in other places.

And if you’re listing the house online, try platforms like LoopNet or local Facebook groups for real estate or community housing.Just make sure to do your homework and ask for references, check their track record, and make sure they’re following any local zoning or licensing rules.