yeah, the lack of internal and external controls boggles my mind.

I have seen some external companies that only do umbrella policies as well, but cannot attest to them.  

Yes, there can be external reasons - like a stinky factory next door - but mostly it is because bad landlords or property owners fail to maintain their structures and fail to enforce leases and rules.

For small spaces, you can't get a small enough (in terms of BTU) multi-zone unit and what happens is one unit receives refrigerant even when not running if the other is running, which due to the cold of the evap coil causes it to condensate and ultimately causes constant problems with drainage.Also, look for a mini-split where you can connect an external thermostat and configure the head unit to shut off when the set point is reached.

But that also means we don't take on external clients (folks that don't work with us on the buy side).All that to say, if you can find a company like that in Cleveland, it's definitely worth a look.

Their cash management is offering a lower yield than Stessa (currently 4.66% vs 5.06%), but they don't charge a monthly fee (stessa is $20/month or $192/year) so depending on how much cash you manage it can be a bit of a wash.Baselane uses Plaid to connect to external accounts, so I was able to connect the one problematic account I tried that wouldn't connect with Stessa's service.

I typically rely on external sources for experts in finance, accounting, and other areas which I simply am no expert in and am happy to rely on someone else.  

If we can "normalize" those hormon as our body can't produce it anymore, by means of injection from external medication, when our hormone is high-normal like 25 years old, then we become 25 years old again inside physically.Actually many folks think I'm still 32-34 haha LOL LOL, the recipe is just all above comments + HRT that really works well for me.

They're likely selling a course or have an external motive.

The price to revenue ratio is amazing and the appreciation has been externally favorable over the last few years.