Knowing what i know today, I always encourage new investors to do their first investments with professional guidance if you can find it -not so much the guru courses, but a personal approach from a genuinely experienced investor in the market you are entering.

I'm genuinely asking to understand the use case for my self for an individual investor.Re. balance, as someone who is a former CPA and has prepared financial statements for multi-billion $ funds, I understand the important of a balance sheet.

A little late to the gratitude fest, but like @Kerry Baird above, I am genuinely grateful for the old timers here and the new voices as the collective wisdom of this group is something I tap into regularly.

However, I personally like genuine log homes.  

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.

Plus, given where rates are right now, I genuinely believe we're at or near a local peak.I expect rates will head lower soon, maybe revisiting 6% in the coming months.

., constructive receipt doctrine, effective control over nominal 3rd party relationships, lack of genuine risk bearing and compliance with transactional terms, etc.).

You’d be surprised how willing people are to help if they see you're genuinely motivated.

Quote from @John Clark: When I read successive “rah rah” posts, I smell skunk cabbage, but that’s just me.Perhaps, but also maybe folks are looking to spread positivity as a networking strategy, which resonates with how I aspire to be: Giving value in as many interactions as I can, because that truly is abundance.

Genuine question, not meant sarcastically.