It has a brick fireplace in the living room. 

We did pretty well on that one too, we purchased it for 60,000 and soon after, it burned down due to some nesting in the fireplace.

CO is a product of incomplete combustion, so if there is gas to the house or a fireplace, you might want to have someone called out to take a look.

The garage had been converted into a family room with a fire place.

The fireplaces in these houses, in my opinion, are an eyesore and wasted space.

Brand new addition running length of house  with brand new fireplace .

Then you could pull in the proverbial upgrades, kitchen cabinets, bath, fireplace, flooring, HVAC by zone etc etc.

and won).My lease had specific things about smoking, fireplace usage, lawncare, HOA restrictions, etc. 

Insurance will depend on the type of property, value/price, and certain aspects of it (fireplace, brick vs siding, etc.). 

@Lawrence Henkel IIIWe do have a gas line in the unit (since we have a gas operated log fireplace) which he can turn on when he moves in, so I'm guessing there is a line you can hook up onto the oven area?