Lower immediate cash flow and higher mortgage payments would extend the timeline for paying off properties and add interest over time.In essence, it’s about balancing risk and speed.

Due to the holidays the time to appeal has been extended and there are 2 more working days left.

The contingency reserve may be released only if required, necessary, and unforeseen repairs or deficiencies are discovered during the renovation.

@Kelly Taylor If you are going to invest more in RE, wait until you have released losses to do the Roth conversion.

In some cases, cities may allow you to apply for a variance, particularly if you can demonstrate the property has been used in that capacity for an extended period.Additionally, as suggested, it might be worth consulting with a real estate attorney.

If someone's not truly interested, I want those dates released ASAP.

However; two new pieces of legislation were proposed in 2023 to help expand these credits to more areas and extend the timeline of the credits.

The title company cannot find a release for the loan from 1998 and says they need proof from the seller that it was paid.

@Chris SeveneyI think those that took short term debt, trying to extend their terms, and now that the 10 yr has shot up, it's gonna be very interesting.

I do not care what the source of the return is  Historically the highest return is via a value add and appreciation and is more so recently due to the recent rate increase versus earlier this century (before 2022).However, most new RE investors cannot handle extended periods of large negative cash flow.