The timing does suck because this issue came out of nowhere at the end of their lease.

Premiums in Iowa, Minnesota, Montana, Utah, and Washington jumped by more than 20 percent.The insurance situation is especially serious in California and Florida.In 2023, around 7 percent of realtors saw deals fall through due to insurance issues, with the share jumping to 13 percent last year as of October, according the California Association of Realtors.

But if you are saying that is always breaking or giving you issues, I know that can be a make or break.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

So far, no issue other than the biosecurity stuff.

Current status is that the Dept of Health has not yet issued the Septic Permit yet.

of course the sale of hurricane damaged houses also confuses the issue (my house had no such damage but is only about 4 blocks from houses that did). 

Here is the email received"An internal audit has been completed for STR permits and our records indicate that your STR permit was issued in error due to exceeding the maximum 12.5% blockface density.

Having the tenant be responsible for something like the first $1000 of each maintenance issue, or $500 can be a big help.

Do you think this issue is specific to banking services or what do you think is the root cause?