I'm not a paid endorser, btw, but I just think there's good value add and I just hired our contractor through their network so I've benefited from their services. 

And for sure even though I work with them in a fairly substantial manner is not just a blanket endorsement that some one should take and not do their own research as you pointed out .

There are 2 databases of these 203k lenders called the FHA Lender List and the 203k Endorsement Summary Report.There are also contractors who have earned the accreditation as a Certified 203k Contractor that are not only educated on the 203k but also financially vetted. 

Don't think I endorsed the system.

They also said I would not be able to add an endorsement. 

THANKS to both of you for positive endorsements!

If you elect to do a modification of the existing loan instead of a refi there will still need to be a new search and an endorsement to the existing policy date through the recording date of the mod. 

Title insurance doesn't cover future matters unless you purchase affirmative coverage for same either through enhanced title insurance or endorsement.

I’m sure it’s fine but I was not making any real endorsement for Columbus. 

Your home insurance might allow for short term rental use with an endorsement but you'll have to discuss with your agent.